This blog and all its contents, unless otherwise cited, represent my own personal views and opinions.
All personal finance content is presented for educational purposes only, and is not to be relied upon for your personal finances. I am not a financial professional or consultant, none of this information should be taken as advice for your specific financial and personal situation. Do your own research and form a plan that is appropriate for you.
I own Schwab stock and have accounts with Schwab and Vanguard, but I am not being compensated by them or Vanguard for using them in my examples.